Lending with AI-Search: From Query to Approval in Minutes (UAE Edition)
Borrowers aren't comparing rates. AI is recommending who to borrow from.
Hi there ,
In this edition, we reveal how AI-Search is transforming lending from the borrower’s side, where decisions happen in minutes, not weeks. We’ll show you why borrowers now ask ChatGPT, Perplexity, and Gemini which lender to choose before they ever compare a rate sheet or visit a website.
This shift means AI recommendations are capturing intent, shortening approval cycles, and steering high-value borrowers to the lenders who show up first in those results. You’ll get clear, actionable insights on what’s driving instant decisions, which platforms matter most, and how to position your lending brand to win the AI recommendation before competitors even get a click.
📊 AI Search Snapshot (UAE)
44% of personal loan queries originate on AI platforms.
31% of AI answers mention fintechs like YAP, Wio, and Zand.
22% of salary-linked lending brands appear in AI summaries.
37% of queries skip local lenders entirely.
👥 What are prospects are Searching for on AI Platforms
Which bank gives easiest personal loan in UAE?
Fastest approval for AED 20,000 loan.
Interest-free BNPL options in Dubai.
Loan apps with instant disbursement in UAE.
🔍 SearchScore Spotlight (Powered by Searchscore.AI)
Wio → 74/100
Mashreq Neo → 71/100
RAKBANK → 59/100
FAB → 52/100
🔮 DareAISearch POV
AI visibility will decide who gets the next million borrowers. Lenders who train AI on eligibility logic and repayment data will see compounding discovery and conversion advantages
Ready to discover your AI-Search Score?
Understand your brand’s AI search readiness. See how visible you are on ChatGPT, Perplexity, and Gemini, then act on a tailored plan to increase your share of voice in AI-powered recommendations to win more customers & revenue.
Best,
Team SearchScore.AI

